World Stock Fund
The U.S. market has left most other global stock markets in the dust over the last five years. It wasn't always so-- and won't always be so. The wise investor diversifies.

Large Domestic Stock Fund
Funds that invest in large company stocks have a hard time beating the indexes without taking on extra risk. You certainly shouldn't pay high fees or big expenses to invest in this efficient part of the market.

Bond Fund
An intermediate term bond fund-- holding bonds of 2-5 years in maturity-- is a good place to park money you know you'll need soon for big expenses such as college or a house.

Technology Fund
Big risk and big return-- technology funds aren't for the faint-hearted who won't hold through the temporary turmoil to collect the long-term payoff.

Safe and Steady
Steady needn't mean low returns. A few managers understand that being in the top 30 percent of all funds every year is the way to deliver the goods over the long term.

High-Yield Bond Fund
This screen looks for funds specializing in some of the market's riskiest debt securities. If government bonds are at one end of the spectrum, high yield - sometimes called "junk" - bonds are at the opposite end. The funds you'll find from this screen will appeal to aggressive investors seeking a combination of high income and significant potential capital appreciation. These funds also have significant downside potential in case of a major move up in interest rates, or an economic downturn that might lead to widespread defaults. The screen does seek funds that are among the least volatile in the category and which offer the best risk/return tradeoff within what is inevitably a high-risk group.

Hot, No-Load Funds
The year's hottest mutual funds usually post 12-month returns that make any gains in the Dow Jones Industrial or Standard & Poor's averages look paltry by comparison. This screen looks for the funds, regardless of type, with the best performance over the last year, but which also have no front load.

Large Blend Funds
This screen looks for top performing, no-load funds that hold a mix of stocks and bonds. It puts a premium on performance relative to risk, and on tax efficiency. These are the types of funds that might appeal to a conservative investor.

NAIC Equity Screen (Moderate Allocation)
The National Association of Investment Clubs is a not-for-profit organization of individuals and investment clubs that share a common interest in owning securities and learning how to become successful investors. Its four basic principles are: 1) Invest regularly, regardless of the market outlook; 2) Reinvest all earnings and dividends 3) Invest in growth companies - and aim to double your money every five years over time; and 4) Diversify your portfolio to reduce risk. The NAIC offers investors the Official NAIC Mutual Fund Handbook, which includes education about mutual fund investing and forms for comparing both equity mutual funds and fixed income mutual funds. This screen, based on NAIC's equity fund form, measures equity funds according to basic criteria of expenses and performance. It leaves it up to the user to select the appropriate investment categories to meet their personal objectives, from conservative index or balanced funds to more aggressive small cap growth or sector funds. To learn more about NAIC's _ educational programs, products and services, or to contact a regional chapter -- visit www.better-investing.org or call 1-877-ASK-NAIC.

NAIC Fixed Income Screen (World Bond)
The National Association of Investment Clubs is a not-for-profit organization of individuals and investment clubs that share a common interest in owning securities and learning how to become successful investors. Its four basic principles are: 1) Invest regularly, regardless of the market outlook; 2) Reinvest all earnings and dividends 3) Invest in growth companies - and aim to double your money every five years over time; and 4) Diversify your portfolio to reduce risk. At its 1997 National Congress, NAIC introduced the Official NAIC Mutual Fund Handbook, including forms for comparing both equity mutual funds and fixed income mutual funds. This screen, based on NAIC's fixed income fund form, measures fixed income funds according to basic criteria of expenses and performance. It leaves it up to the user to select the appropriate investment categories to meet their personal objectives, from more conservative Treasury and mortgage bond funds to more aggressive international or high yield bond funds. To learn more about NAIC's educational programs, products and services, or to contact a regional chapter -- visit www.better-investing.org or call 1-877-ASK-NAIC.

Small-Cap Growth Fund
This screen looks for top performing no-load funds which specialize in holding small capitalization growth stocks - usually those with a market cap of under $750 million. It is primarily of interest for more aggressive investors and those who are looking to add a performance boost to a long-term portfolio.

Specialty-Technology Fund
This screen identifies funds that may be of particular interest to investors seeking to add a performance boost to their portfolios by investing in what may be a hot stock market sector. This one focuses on high technology, but the screen will work for other sectors by simply changing the category selected to the focus of your choice. It looks not only for top performing funds over 1 and 5 year periods, but also those with the most attractive risk/reward tradeoffs within their same category.

Top-Rated Funds
Chicago-based financial publisher, Morningstar Inc., is the developer of the widely-followed five star rating system for mutual funds, with ratings based on a combination of each funds risk and performance record. Here's a list of those funds that currently enjoy Morningstar's highest, five star rating listed with those having the highest 5-year annualized returns at the top.